Welcome to the Department of Vermont Health Access
The Department of Vermont Health Access (DVHA), within the State of Vermont's Agency of Human Services, is responsible for administering the Vermont Medicaid health insurance program and Vermont's state-based exchange for health insurance. Vermont's state-based health insurance exchange is also referred to as the health insurance marketplace. The Health Access Eligibility and Enrollment team integrates eligibility and enrollment for Medicaid and commercial health insurance plans for many of Vermont’s individuals and families. The Department coordinates a range of health insurance plan options and offers online, telephone, paper and in-person assistance for Vermonters who are applying for health insurance. It is important to know that:
Medicaid was designed to provide a government-funded health insurance plan for income-eligible people and people who are categorically eligible. The federal government establishes requirements for all states to follow but each state administers their own Medicaid program differently. Thus, Medicaid is sometimes referred to as “government insurance.”
Commercial health insurance plans are offered by private insurance companies like Blue Cross and Blue Shield of Vermont and MVP Health Care®. Qualified Health Plans offered by Blue Cross and Blue Shield of Vermont and MVP Health Care® in Vermont are certified by the Department of Vermont Health Access. An insurance plan that is certified provides essential health benefits, follows established limits on deductibles, copayments and out-of-pocket maximum amounts, and meets other requirements of the Affordable Care Act.
For more information about the Vermont Medicaid health insurance program and Vermont's state-based exchange for health insurance, visit our Apply for Health Insurance and Member Resources page. For more information about DVHA, visit our About Us page. For other helpful resources, click on the left side navigation links.